Moya Financial’s values are the foundation of our culture, extending to how we do business.
As a cooperative organization, we believe in social responsibility, doing business with honesty and integrity, and in complying with legal and regulatory requirements. Our Board and executive leadership team set a strong, positive tone through a values-based Code of Conduct.
Board of Directors
Our Board has overall responsibility for the stewardship of Moya Financial and for ensuring that our credit union can successfully meet the challenges of the rapidly changing financial services industry and its growing regulatory requirements. Our Board always acts in the best interests of Moya Financial and our members. In performing its role, our Board establishes our vision, values, and strategy – making significant decisions that affect our credit union, monitoring risk and results, and regularly meeting in camera with and without management present. Directors are elected through a democratic process, with members voting in accordance with our bylaws.
Meet the Board of Directors
Chair; Audit & Risk Committee
Mark brings over 40 years of professional experience, including financial reporting, account management, and sales administration. He served as a director on the Krek Slovenian Credit Union Board for 24 years and continued onto the Moya Financial Board for the last six years. In 2020/21, he served as Chair of the Audit & Risk Committee and is currently Chair of the Board. Mark previously held the Treasurer role for the Slovenian Linden Foundation (Dom Lipa) for 13 years. In his spare time, he enjoys golfing, as well as coaching youth hockey – he has volunteered with Applewood Hockey Association since 1995.
Vice Chair; Chair, Nominating & Member Community Relations Committee; Governance & Human Resources Committee
John was a Board member of Krek Slovenian Credit Union, where he was Vice Chair (2008 to 2010) and was on the Strategic Planning, Human Resources, Budget, IT, Website Review, and Credit committees. He grew up in Hamilton and was part of the Slovenian community and his family business. He has over 20 years of management experience in the service and financial services industry. He has worked in Slovenia, the United States, the Caribbean, and Canada. He also brings additional Board experience gained through his work with Tourism Barrie. He holds a BA and an MBA and is currently a Professor of Marketing at Niagara College, with a focus on e-commerce, digital marketing, and social media. He has lived in Slovenia, speaks the language, and understands the culture, heritage, and legacy. He hopes to bring his experience in marketing and digital skills to help the credit union to continue to grow.
Corporate Secretary; Chair, Governance & Human Resources Committee; Nominating & Member Community Relations Committee
Margaret is a lawyer who has served as a director on the Krek board for 17 years and the Moya Financial board for five years. She practiced at top law and accounting firms and the Ontario Law Society. Her legal experience is in real estate, mortgages, estates, and estate administration. She investigated lawyers for misconduct, including mortgage fraud and theft of mortgage and estate funds. She is fluent in the Slovenian language and believes in preserving her Slovenian heritage by working for the continued success of Moya Financial. Her experience has prepared her well for the issues arising during Board meetings.
Nominating & Member Community Relations Committee; Audit & Risk Committee; Governance & Human Resources Committee
Jason is the CFO of Covalon Technologies Ltd. Previously, he was the CFO of Groupe Brivia, Senior Director of Finance at Smart Centres REIT and CFO/Treasurer at Toronto Community Housing Corporation. Jason is the Chair of the GH&R committee and is a member of the Audit & Risk Committee. Previously, he served on the Board of Krek Slovenian Credit Union from 2011–15. He holds dual Slovenian and Canadian citizenship, was born in Canada, and lives in Etobicoke (near Browns Line). He received a medal from the Queen for Board participation on the Hearing Foundation of Canada. Jason holds a membership with Slovenski Dom and is currently on the Board of Directors with Dom Lipa and the Canadian Slovenian Chamber of Commerce. He holds a Chartered Professional Accountant designation (CPA, CA), a Chartered Financial Analyst designation (CFA), a Certified Public Accountant designation (CPA Illinois) and completed his Corporate Director Education designation at Rotman School of Business (ICD.D).
Chair, Audit & Risk Committee
Peter brings an educational background that includes an Honours degree in economics and accounting from Wilfrid Laurier University in addition to the FLMI insurance/financial services industry designation and the Certified Fraud Examiner designation. His prior work experience includes a junior accountant role at Bateman MacKay Chartered Accountants while attending university. Since 2015 he has worked at one of the world’s largest reinsurance companies, Munich Re, overseeing all aspects of life and health insurance claims and providing expertise on financial claims matters. In his role as an Account Manager, his claim interventions directly save Munich Re and its clients millions of dollars per year. Peter is a graduate of Slovenska Sola at Brown’s Line and loves playing in the summer sports tournaments at Slovensko Letovisce. He hopes to continue the family tradition of serving on the Board of Moya Financial and helping promote growth through the next generation of Moya members.
Audit & Risk Committee; Governance & Human Resources Committee
Bill is a seasoned organizational leader with a proven track record of delivering results. As Chief Asset Manager Officer at KingSett Capital, Bill is responsible for the operations, capital execution, leasing and value optimization across all asset classes in KingSett’s real estate portfolio in addition to leading the development team, strategically planning and executing value creation strategies. Bill has extensive governance experience, having served on the board of several for-profit and not-for-profit organizations, including Krek Slovenian Credit Union (1998 – 2007), first elected to the Credit Committee and for his last 5 years as Chairman. Bill is a proud husband and father to two teenagers. He has historically been active in the Slovenian Community as a member of Planika and Mladi Glas dance groups and looks forward to giving back to the community and the legacy of the Credit Union.
Audit & Risk Committee
Barbara is an Associate Director at The Bank of Nova Scotia. Barbara represents the Front Office’s business needs as it relates to regulatory matters. She holds a Bachelor of Commerce Degree (BCom) and a Masters of Business Administration (MBA). Barbara served as a Board member of Krek Slovenian Credit Union, where she held the position of Chair (2014 to 2015). She led discussions with the provincial regulator (DICO), the Board of Directors and our membership relating to the amalgamation between Krek Slovenian Credit Union and Slovenian Parishes Credit Union. Since the creation of Moya Financial Credit Union in January 2016, Barbara has held various roles on the Board (Chair – 2016 to 2017; Vice-Chair – 2017 to 2021; Corporate Secretary – 2021 to 2022; Chair of the Audit & Risk Committee – 2022 to Current). In her spare time, she enjoys spending time with her husband and two sons, Christian and Connor.
Our Board is comprised of 71.4% people who are he/him and 28.6% people who are she/her.
If you wish to contact any of your Board Members, please click the button below.
Director Elections
Every year, Moya Financial holds its Board of Directors’ election for available positions.
IMPORTANT DATES
- Nomination period opens: Monday, December 1, 2025
- Nomination period closes: 12:00 pm EST on Wednesday, December 31, 2025
- Voting starts: Monday, March 2, 2026
- Voting ends: Friday, March 13, 2026
- Results announced at the AGM: Sunday, April 19, 2026
DOCUMENTS
CONTACT US
For questions, please contact the Nominating & Member Community Relations Committee Chair, John Sustersic, at [email protected].
Annual General Meeting
As a credit union member and part owner, you have a say.
By regulation and good governance, our 10th Annual General Meeting will be held on Sunday, April 19, 2026 at 739 Brown’s Line, Toronto (Our Lady of the Miraculous Medal Church Hall). Registration will begin at 2:00 PM, with the meeting called to order at 3:00 PM.
Copies of the audited financial statements, the auditor’s report, audit committee report and minutes of last year’s Annual General Meeting will be available for review at the meeting and in the branch, or if requested electronically, via [email protected], ten (10) calendar days before the meeting. These documents are only available to members of Moya Financial and their agents.
The purpose of the meeting is to discuss and present:
- Chair of the Board & CEO Report
- Financial Report
- Credit Report
- Audit & Risk Committee Report
- External Auditor Report
- Appointment of External Auditor
- Results of Bylaw Amendments (if applicable)
- Results of Director Elections
For more information, please send us an email at [email protected].
Annual Reports
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