Personal Accounts

You’re in control when you choose Moya Financial to fulfill your money management goals.

Whether you’re saving up for your next big purchase, a vacation or looking to grow your savings, you can be confident that we’ll put your money to work for you. Opening the right account is simple and your money is in good hands with Moya Financial.

money-wallet

NO-FEE CHEQUING ACCOUNT

At Moya Financial, we believe that you should be able to access your money easily and affordably. That is why there are no standard transaction charges on your account.

  • No monthly maintenance fees
  • No minimum balance required
  • FREE Interac e-Transfers® within Canada
  • FREE unlimited deposits, withdrawals, and transfers
  • FREE online bill payments
  • FREE unlimited cheque clearing
  • FREE unlimited 24/7 access to online banking and mobile banking with the Moya Mobile App
  • FREE unlimited MemberCard® debit card transactions
  • FREE access to over 4,500 “Ding-free”® ATMs across Canada
  • FREE monthly e-statements
  • Eligible deposits (not in registered accounts) are insured up to $250,000 through the Financial Services Regulatory Authority (FSRA)
cash-money

SAVINGS
ACCOUNT

Saving money and earning interest on your money are key to a safe and sound financial future. At Moya Financial, we strive to offer higher interest rates than the posted rates at most major financial institutions.

  • Interest is calculated on your minimum monthly balance and paid monthly
  • No monthly maintenance fees
  • No minimum balance required
  • FREE Interac e-Transfers® within Canada
  • FREE unlimited deposits, withdrawals, and transfers
  • FREE online bill payments
  • FREE unlimited 24/7 access to online banking and mobile banking with the Moya Mobile App
  • FREE unlimited MemberCard® debit card transactions
  • FREE access to over 4,500 “Ding-free”® ATMs across Canada
  • FREE monthly e-statements
  • Eligible deposits (not in registered accounts) are insured up to $250,000 through the Financial Services Regulatory Authority (FSRA)
coins

DAILY INTEREST SAVINGS ACCOUNT

If you’re looking for maximum performance, flexibility, and convenience, choose the Daily Interest Savings Account. This account makes your hard-earned money work harder for you, by paying interest based on your daily balance.

  • Interest is calculated on the closing daily balance and paid monthly
  • No monthly maintenance fees
  • No minimum balance required
  • FREE Interac e-Transfers® within Canada
  • FREE unlimited deposits, withdrawals, and transfers
  • FREE online bill payments
  • FREE unlimited 24/7 access to online banking and mobile banking with the Moya Mobile App
  • FREE unlimited MemberCard® debit card transactions
  • FREE access to over 4,500 “Ding-free”® ATMs across Canada
  • FREE monthly e-statements
  • Eligible deposits (not in registered accounts) are insured up to $250,000 through the Financial Services Regulatory Authority (FSRA)

YOUTH
ACCOUNTS

We understand the importance of teaching kids about banking and the value of money. No matter where your children are on their financial journey, Moya Youth accounts can act as stepping stones to greater financial literacy.

convert-money

US DOLLAR ACCOUNT

Our economical US Dollar Account allows our members to save for foreign travel or pay bills for their south of the border purchases.

  • No monthly maintenance fees
  • No minimum balance required
  • Chequing and savings accounts available
  • Low charge for every transaction on chequing accounts
  • FREE online transfers between US accounts
  • FREE unlimited 24/7 access to online banking and mobile banking with the Moya Mobile App
  • FREE monthly e-statements
financial-institution

SHARIAH SAVINGS ACCOUNT

Let your deposits go to work for you with earned returns on your minimum monthly balance. Your investment grows when Moya invests in its Shariah Compliant Mortgage Portfolio using the Aya Property Financing Model – no surprises, and no hidden fees or conditions.

  • Shariah compliant
  • Returns are calculated on minimum monthly balance and paid monthly
  • No monthly maintenance fees
  • No minimum balance required
  • FREE Interac e-Transfers® within Canada
  • FREE unlimited deposits, withdrawals, and transfers
  • FREE online bill payments
  • FREE unlimited 24/7 access to online banking and mobile banking with the Mobile App
  • FREE unlimited MemberCard® debit card transactions
  • FREE access to over 4,500 “Ding-free”® ATMs across Canada
  • FREE monthly e-statements
  • Eligible deposits (not in registered accounts) are insured up to $250,000 through the Financial Services Regulatory Authority (FSRA)

Getting started is easy

Stop by a branch and introduce yourself! Or better yet, start an online application.

SERVICE SUPPORT RATES

Sometimes your needs don’t match our standard product and service offerings. If that’s the case, you’re sure to find the right fit when you explore our Service Support Rates for additional options and rates.

DEPOSIT RATES

At Moya Financial, we offer competitive rates that are often more favourable than at the big banks. Explore our rates for accounts, mortgages, and investments.

CONTACT US

Please call our Main Branch if you’d like more information or visit us when you’re ready to open an account.

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Please call our Main Branch if you’d like more information or visit us when you’re ready to open an account.

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