All rates are provided for information purposes only and are subject to change without notice. Terms and conditions may apply.
Personal Account Rates |
|
| No-fee Chequing Account | 0.00% |
| Savings Account | 0.25% |
| Daily Interest Savings Account | 0.15% |
| Youth Savings Account | 0.25% |
| US Dollar Account | 0.01% |
| RRSP/RRIF (Variable) | 0.25% |
| TFSA (Variable) | 0.25% |
Business Account Rates |
|
| Business Chequing Account | 0.00% |
| Business Savings Account | 0.25% |
Term Deposits (Non-redeemable) |
|
| 1-Year | 2.60% |
| 1-Year Promotional Rate | 3.35%¹ |
| 2-Year | 2.75% |
| 2-Year Promotional Rate | 3.85%¹ |
| 3-Year | 2.85% |
| 4-Year | 3.05% |
| 5-Year | 3.25% |
¹Rate available on new funds transferred from another financial institution.
Term Deposits (Redeemable) |
|
| 1-Year | 1.50% |
| 1-Year Promotional Rate | 2.00%¹ |
¹Rate available on new funds transferred from another financial institution.
Growing Rate Term Deposit (Non-redeemable)² |
|
| 1-Year | 2.60% |
| 2-Year | 2.75% |
| 3-Year | 3.85% |
| 4-Year | 5.00% |
| 5-Year | 6.30% |
| Effective Yield | 4.10% |
²Not redeemable before maturity, but with an option to redeem on 3-year anniversary.
Growing Rate Term Deposit (Redeemable)³ |
|
| 1-Year | 1.50% |
| 2-Year | 2.00% |
| 3-Year | 2.50% |
| 4-Year | 4.00% |
| 5-Year | 5.50% |
| Effective Yield | 3.10% |
³Option to redeem every year on the deposit anniversary.
Moya Prime Rate |
3.70% |
Residential Mortgage Rates |
|
| 1-Year (Open, starting at) | 5.80% |
| 5-Year (Open, starting at) | 5.80% |
| 1-Year (Closed, starting at) | 5.05% |
| 2-Year (Closed, starting at) | 5.10% |
| 3-Year (Closed, starting at) | 5.15% |
| 4-Year (Closed, starting at) | 5.20% |
| 5-Year (Closed, starting at) | 5.25% |
Variable Mortgage Products |
|
| Variable Rate (Open, starting at) | Prime + 0.55% |
| Variable Rate (Closed, starting at) | Prime + 0.25% |
| Construction Mortgage (starting at) | Prime + 3.30% |
Commercial Loans |
|
| Commercial Loans (starting at) | 6.05% |
Personal Loans |
|
| Student Financing (starting at) | Prime + 1.00% |
| Overdraft Protection | 19.50% |
| Unauthorized Overdrafts | 24.50% |
| Line of Credit (Secured, starting at) | Prime + 1.00% |
| Line of Credit (Unsecured, starting at) | Prime + 3.25% |
| Personal Loans (starting at) | Prime + 3.25% |
| Vehicle Financing (Variable, starting at) | Prime + 1.00% |
| Bridge Loan (starting at) | Prime + 2.30% |
| MeritLine (HELOC) (starting at) | Prime + 1.00% |