Scroll Top

Business Account

We know the right funding is critical to business development and it’s our goal to grow together.

Major financial institutions charge for almost every transaction associated with a business account. At Moya Financial, we want your business to do well because when you succeed, we do too. That’s why we offer many fee-free Business Services and our fee-for-service options are among the lowest cost in our industry.

business-account

BUSINESS CHEQUING ACCOUNT

At Moya Financial, we believe that you should be able to access your money easily and affordably. That is why there are no standard transaction charges on your account.

  • No monthly maintenance fees
  • No minimum balance required
  • $0.50 per cheque and debit
  • FREE unlimited 24/7 access to online banking and mobile banking with the Moya Mobile App
  • FREE monthly e-statements
  • Eligible deposits (not in registered accounts) are insured up to $250,000 through the Financial Services Regulatory Authority (FSRA)

Getting started is easy

Stop by a branch and introduce yourself! Or better still, book an appointment in advance so we’re ready to set up your account when you get to the branch.

We want to get to know you. Bring your Social Insurance Number; one piece of federal or provincial government-issued photo identification: Ontario photo identification card (such as a driver’s license), passport, Nexus card, certificate of Canadian citizenship, or Permanent Resident card*; plus business identification according to business type.

*Originals only – no copies/images.
  • Business License or Professional Practice License and HST registration (if applicable – i.e., services provided over $30,000 annually);
  • Personal identification including full legal name(s) and home address(es) of the sole proprietor.
  • Business License or Professional Practice License and HST registration (if applicable – i.e., services provided over $30,000 annually);
  • Partnership Agreement;
  • Personal identification including full legal name(s) and home address(es) for each partner/signing officer.
  • Constitution including names and titles of signing officers;
  • Personal identification including full legal name(s) and home address(es) for each signing officer.
  • Personal identification including full legal name(s) and home address(es) for each signing officer;
  • Articles of Incorporation;
  • Beneficial Ownership Declaration for each owner holding 25% or more of corporation’s shares;
  • Full legal name of any Directors;
  • CRA registration number;
  • If franchise, franchise agreement;
  • Trade names and registrations.

Service Support Rates

Sometimes your needs don’t match our standard product and service offerings. If that’s the case, you’re sure to find the right fit when you check out additional options and rates for special requests in our Service Support Rates.

Let's Chat

Sometimes your needs don’t match our standard product and service offerings. If that’s the case, you’re sure to find the right fit when you check out additional options and rates for special requests in our Service Support Rates.

Privacy Preferences
When you visit our website, it may store information through your browser from specific services, usually in form of cookies. Here you can change your privacy preferences. Please note that blocking some types of cookies may impact your experience on our website and the services we offer.