Hungry for a great return?
FEATURES
Flexible (weekly, bi-weekly, or monthly) contribution schedule
Secure rate of return guaranteed for a fixed period
We cover the transfer fees²
Eligible deposits covered by FSRA³
Receive a President's Choice®⁴ gift card
Don't delay! The deadline to contribute is March 2, 2026.
Join Us for a Free Webinar
RRSPs, RRIFs, and TFSAs: A Look Beneath the Surface
WHEN: Thursday, February 19 at 7 PM
WHERE: Online via Microsoft Teams
Join us for a free, informative webinar with CI Investments’ Matt Trotta, where we’ll go beyond the basics to explore smart strategies, important tax considerations, and how registered plans fit into effective estate planning.
At the end of the presentation, one lucky attendee will win a $500 contribution to their Moya RRSP.
Lock In a High Return
Grow your RRSP with a competitive 3.25%¹ 1-year rate on new-money deposits. A simple, secure way to build your future with confidence.
Switch Without the Stress
Moving your RRSP to Moya shouldn’t cost you. That’s why we cover your transfer fees², making it easier to bring your savings home.
Instant Rewards You Can Use Today
Earn up to a $100 President’s Choice®⁴ gift card based on your deposit amount. A little extra for your next grocery run — just for investing in your future.
See How Your Savings Add Up
Use our investment calculator* to explore how your contributions can grow over time. Visualize your goals and take the next step with confidence.
¹Rate available on new funds transferred from another financial institution to a Moya Financial Registered Retirement Savings Plan (RRSP) account. All rates are provided for information purposes only and are subject to change without notice. A minimum $1,000 deposit is required to take advantage of the rate promotion.
²A minimum $10,000 deposit is required for Moya Financial to pay the transfer fee from another financial institution.
³Eligible deposits in registered accounts have unlimited coverage through FSRA. For further information on deposit insurance, visit FSRA’s website.
⁴This promotion is not associated with or sponsored by President’s Choice®. All trademarks are property of President’s Choice®. A minimum $5,000 deposit of new funds transferred from another financial institution is required to take advantage of the gift card promotion.
Gift card amounts are as follows:
| Term Deposit Amount | Gift Card Amount |
| $5,000 – $24,999 | $25 |
| $25,000 – $49,999 | $50 |
| $50,000 – $99,999 | $75 |
| $100,000+ | $100 |
- The deposit must be made from December 10, 2025 to March 2, 2026, inclusive.
- Members are solely responsible for determining whether any contribution to their registered plan account is within their contribution limits as imposed by applicable law.
- Investment principal and interest rate are guaranteed.
- Funds cannot be redeemed prior to maturity.
- Deposit automatically renews, with interest, at maturity.
- We may change, withdraw, or extend this offer at any time without notice.
The following qualify for the promotion:
- Money transferred from another financial institution resulting in a new contribution to an existing RRSP with Moya Financial.
- Money transferred from an RRSP at another financial institution.
The following do not qualify for the promotion:
- Existing funds from a Moya Financial savings account, daily interest savings account, chequing account, trust account, TFSA, or US funds account.
- Funds transferred from an existing Moya Financial term deposit or line of credit.
- RRSP loans.
*Please note that our investment calculator is for educational purposes only. The charts and illustrations are for illustrative purposes and should not be used to determine the performance of specific securities or portfolios. Do not rely on the results as a definitive indication of your financial needs. We strongly recommend seeking independent financial, investment, tax, legal, or accounting advice. The information provided should not be considered investment advice or a recommendation for financial transactions. Always consult with a professional advisor before making decisions based on the calculator’s information.
Let our team of experts help build your financial plan for the future.
