Lock in a competitive rate with our 1-year term deposits.
FEATURES
Guaranteed investment principal and interest rate
Minimum investment of $500
Available as non-registered, RRSP, and TFSA
Eligible deposits covered by FSRA²
Lock In a Competitive Rate
Secure a strong return with our 1-year term deposit, available in both redeemable and non-redeemable options. It’s a straightforward way to grow your savings with confidence and predictable results.
See How Your Savings Add Up
Use our investment calculator* to explore how your contributions can grow over time. Visualize your goals and take the next step with confidence.
¹Rate available on new funds transferred from another financial institution. All rates are provided for information purposes only and are subject to change without notice. A minimum $500 deposit is required to take advantage of the rate promotion.
²Eligible deposits in registered accounts have unlimited coverage through FSRA. Eligible deposits (not in registered accounts) are insured up to $250,000 through FSRA. For further information on deposit insurance, visit FSRA’s website.
- The deposit must be made from March 23 – May 31, 2026, inclusive.
- Existing term deposits cannot be broken to receive this offer.
- Members are solely responsible for determining whether any contribution to their registered plan account is within their contribution limits as imposed by applicable law.
- This offer is available on new funds transferred from another financial institution.
- Investment principal and interest rate are guaranteed.
- Redeemable term deposit only available as non-registered.
- Funds cannot be redeemed prior to maturity.
- Deposit automatically renews, with interest, at maturity.
- This special offer may not be combined with any other offers.
- We may change, withdraw, or extend this offer at any time without notice.
The following qualify for the promotion:
- Money transferred from another financial institution.
- Money transferred from an RRSP at another financial institution.
The following are not considered new deposits:
- Money transferred from a Moya Financial savings account, daily interest savings account, chequing account, trust account, TFSA, or US funds account.
- Money transferred from an existing Moya Financial term deposit or line of credit.
- RRSP loans.
*Please note that our investment calculator is for educational purposes only. The charts and illustrations are for illustrative purposes and should not be used to determine the performance of specific securities or portfolios. Do not rely on the results as a definitive indication of your financial needs. We strongly recommend seeking independent financial, investment, tax, legal, or accounting advice. The information provided should not be considered investment advice or a recommendation for financial transactions. Always consult with a professional advisor before making decisions based on the calculator’s information.
Let our team of experts help build your financial plan for the future.
